Spencer grew up in Harford County, Maryland attended North Harford High School and Salisbury State University.

Spencer began his sales career in 1995 working for his family’s wholesale tire business in Baltimore, Maryland. He eventually became partial owner of the company. After many successful years he sold the business in 2013.

Spencer continued to work in the tire industry as both a Regional Territory Manager and Director for tire manufacturers developing business in the Northeastern United States. Spencer decided to try something new and obtained his insurance licenses in Property & Casualty and Health and began a career in the insurance industry with a focus on commercial lines. His experience as a business owner gives him a unique perspective when ensuring his clients are properly insured.

Spencer resides in Grasonville, Maryland with his daughters, Cassidy and Macie as well as his wife Andrea. When time allows, he enjoys offshore fishing anywhere he can find a bite or boating on the Chesapeake with family and friends. Spencer works to give back to the community as active sponsor to midshipmen attending the United States Naval Academy.