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Is an Animal Living Under Your Porch? Here’s What to Do Next

By home, Home Insurance, Homeowners

As a homeowner, you’ve probably entertained guests who overstayed their welcome. But unlike your in-laws or a former college roommate… an animal that’s made itself at home on your property has no intention of leaving. Some of the usual suspects include raccoons, opossums, woodchucks, skunks or the occasional stray cat. And while they’re just looking for a safe place to…

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What to Do Before a Blizzard

By Auto Insurance, damage, Freeze, home, Home Insurance, home safety, Homeowners, Personal Insurance, Seasonal Tips, Winter

Severe winter weather can catch us off guard. Even adults sometimes hope for a snow day… but odds are we’re not getting one. In many cases, you still have to brave the cold, clean off your car and get to work. When the forecast calls for heavy snow, it helps to think ahead. Follow this checklist of ways to prepare…

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Here’s What Road Salt Does to Your Car

By Auto Insurance, car insurance, Freeze, Seasonal Tips, Winter

When winter arrives, so do difficult driving conditions like whiteouts and black ice. Road salt helps melt ice, which definitely makes the roads safer. However, there are some definite downsides when it comes to your car. Read on to learn exactly how road salt works—and what road salt does to your car. HOW DOES ROAD SALT WORK? Salt—or in scientific terms, sodium chloride…

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What is Guaranteed Replacement Cost?

By Buying a home, home, Home Insurance, homeowner’s insurance policy, Homeowners

There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost…

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How to Spot a Credit Card Skimmer

By crime, identity, Identity Theft, safety tips

Skimmers are small devices that scammers attach to a legitimate credit or debit card reader. The skimmer steals your personal information through your credit card’s magnetic strip or a fake keypad that records the keystrokes of your PIN. Some skimmers are so small and discreet that you might not even spot anything amiss. Skimming occurs most frequently at locations like…

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Cybersecurity: Two Things You Can Do Now to Speed Up Data Recovery After a Breach

By Business Insurance

Anyone who has been the victim of a ransomware attack or who has lost their data due to an equipment failure can tell you that the most expensive and time consuming part of the ordeal involved data recovery and reconstruction. Now that companies increasingly move toward paperless systems, loss of data can make reconstruction impossible when access to digital records…

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