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Joseph W. McCartin Insurance

National Flood Insurance Program extended to May 31, 2010

By Business Insurance, Congress

For our current and future flood insurance clients, you can rest easy in knowing that coverage is again available for now. Expired National Flood Insurance Program Temporarily Extended Again  Program expired on March 28. WASHINGTON, D.C., April 16, 2010 —The Independent Insurance Agents & Brokers of America (the Big “I”) today commented on the latest short term extension, until May…

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Health Care Reform Hits Small Businesses with New Rules

By Business Insurance, health care

Thought you would find this short article on how health reform could affect small business interesting. This is from Independent Agent Magazine, Insurance News and Views. On the Hill Health Care Reform Hits Small Businesses with New Rules Regardless of size, agencies may face new requirements and some potential new grant and tax credit opportunities.Last week’s IN&V included “What Does the…

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Business Use of My Personal Vehicle: Will My Insurance Work?

By Auto Insurance, Business Insurance

There are over 240 million registered motor vehicles in the U.S., according to the Census Bureau. At a given time, as many as a third of those clutter American roadways, and it is estimated that one-fourth of those are being used in the course of work. Running errands, making deliveries, visiting customers. Even for those whose employment is not based…

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When You Can’t Come Home: What Does "Loss of Use" Coverage Actually Cover?

By Home Insurance, homeowner’s insurance policy

Your homeowner’s insurance policy will pay to repair damage to your home caused by a fire, windstorm or other covered cause of loss. But when you and your family incur expenses for moving out while repairs are made, who picks up the tab? An often-overlooked but essential function of your homeowner’s policy is “additional living expenses” (also called “loss of…

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