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Joseph W. McCartin Insurance

Health Care Reform Hits Small Businesses with New Rules

By Business Insurance, health care

Thought you would find this short article on how health reform could affect small business interesting. This is from Independent Agent Magazine, Insurance News and Views. On the Hill Health Care Reform Hits Small Businesses with New Rules Regardless of size, agencies may face new requirements and some potential new grant and tax credit opportunities.Last week’s IN&V included “What Does the…

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Business Use of My Personal Vehicle: Will My Insurance Work?

By Auto Insurance, Business Insurance

There are over 240 million registered motor vehicles in the U.S., according to the Census Bureau. At a given time, as many as a third of those clutter American roadways, and it is estimated that one-fourth of those are being used in the course of work. Running errands, making deliveries, visiting customers. Even for those whose employment is not based…

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When You Can’t Come Home: What Does "Loss of Use" Coverage Actually Cover?

By Home Insurance, homeowner’s insurance policy

Your homeowner’s insurance policy will pay to repair damage to your home caused by a fire, windstorm or other covered cause of loss. But when you and your family incur expenses for moving out while repairs are made, who picks up the tab? An often-overlooked but essential function of your homeowner’s policy is “additional living expenses” (also called “loss of…

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