Home Insurance Archives - Page 2 of 9 - Joseph W. McCartin Insurance, Inc.

Oct 25

7 Tips for Developing Your Family’s Fire Escape Plan

By Joseph W. McCartin Insurance Fire Safety, Home Insurance, Personal Insurance

During a house fire, every second counts. That’s why it’s important for you and your family to be prepared. A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival. Family Fire Drill Tips

Sep 20

Livin’ the Dream is Better with A Bundle

By Joseph W. McCartin Insurance Auto Insurance, Home Insurance, Personal Insurance

It doesn’t matter if you are living the dream on the Malibu coast or a humble abode in Erie, Pa., we all love a good deal. So why not take advantage of bundling, Barbie? Bundle Like Barbie

Aug 09

How To Calculate Home Replacement Cost

By Joseph W. McCartin Insurance Buying a home, Home Insurance

Insuring your home according to its replacement cost can help make sure you have adequate protection if the worst-case scenario happens. Your home’s replacement cost is the estimated cost to rebuild it to a comparable standard and condition if it gets destroyed. Because costs fluctuate, it’s important to regularly review and update this number and adjust your home insurance accordingly. Here’s what…

Aug 02

Does Homeowners Insurance Cover Service Lines?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

If you’re like many homeowners, you may have received offers in the mail promoting protection plans for exterior utility lines or pipes. And if you’re like most consumers, you’re not quite sure if this protection is something you might actually need. Whose Line is it Anyway?

May 24

15 Essential Things You Should Know About Your New House

By Joseph W. McCartin Insurance Home Insurance, Home Owner, Personal Insurance

Moving into a new house is an exciting time. But it can also come with a steep learning curve. As you familiarize yourself with the ins and outs of a new space, it helps to start with the basics. Because, let’s be honest: The best time to find your water shut-off valve is before your first leak – not after.…

Mar 01

A Dozen Easy Ways to Keep Cold Air from Entering Your House

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Seasonal Tips

There’s nothing like returning to a warm home when it’s freezing outside. Unfortunately, cold air has many sneaky ways to follow you inside. Good news: There are some quick (and inexpensive!) ways to seal drafts and keep your home toasty all winter long. Here’s a quick list. How to Keep Cold Air from Entering Your Home

Dec 28

How to Safely Heat Your Home

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance, Seasonal Tips

It’s an unfortunate fact that space heaters, fireplaces and wood-burning stoves cause more structure fires than central heat and hot-water heaters combined. Whether you're using these options to stay warm or just to create some cozy ambiance in your home, it’s worth keeping these guidelines top of mind to help keep your family and house safe all winter long. How to Safely Hear…

Dec 07

Replacement Cost vs. Market Value: What’s the Difference?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: unpredictable. A recent study from Moody’s Analytics found home prices are currently “overvalued” by nearly 25 percent. With this massive fluctuation in real estate values, you may be wondering if your homeowners' insurance is still providing the…

Nov 16

What to do With Leaves

By Joseph W. McCartin Insurance Home Insurance, Seasonal Tips

There’s nothing quite like the view of colorful leaves in autumn. But what do you do when they’ve all fallen and you’re left with a mess in your yard? It’s important to dispose of the leaves before the snow comes. But how can you do so safely (and legally)? Here’s what to know. Fallen Leaves

Oct 19

Five Home Improvement Tips to Make Your Home Safer

By Joseph W. McCartin Insurance Home Improvement, Home Insurance, Homeowners

When it comes to protecting your biggest investment, it's impossible to prevent every accident, disaster or inconvenience. However, here are five simple steps you can take that go a long way in preventing homeowner hiccups like a faulty smoke detector or a blown washer hose. Home Improvement Tips

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