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Homeowners

What is Guaranteed Replacement Cost?

By Buying a home, home, Home Insurance, homeowner’s insurance policy, Homeowners
There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost…
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How Safe is Your Deck?

By home safety, Homeowners
One of the best things about spring is taking advantage of the warmer weather and enjoying the great outdoors. For some, this means fishing, hiking trails and spending time at parks. For others, however, it means simply sitting on their deck and enjoying a nice evening. While this may seem like a safer and more convenient alternative to experiencing nature,…
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Making sure your jewelry is covered

By Home Insurance, Homeowners
With today being Valentine's Day, many people may be giving and/or receiving new articles of jewelry...whether it be a new watch, necklace, ring, etc. But, does your current homeowners policy provide enough coverage? Quite possibly the answer is no. Most insurance policies provide dollar amount limitations on how much "automatic" coverage you have. Sometimes that amount can be as low…
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