Homeowner Archives - Page 2 of 2 - Joseph W. McCartin Insurance, Inc.

Dec 07

Replacement Cost vs. Market Value: What’s the Difference?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: unpredictable. A recent study from Moody’s Analytics found home prices are currently “overvalued” by nearly 25 percent. With this massive fluctuation in real estate values, you may be wondering if your homeowners' insurance is still providing the…

Oct 19

Five Home Improvement Tips to Make Your Home Safer

By Joseph W. McCartin Insurance Home Improvement, Home Insurance, Homeowners

When it comes to protecting your biggest investment, it's impossible to prevent every accident, disaster or inconvenience. However, here are five simple steps you can take that go a long way in preventing homeowner hiccups like a faulty smoke detector or a blown washer hose. Home Improvement Tips

Aug 24

Behind the Scenes of Homeowners Insurance Coverage

By Joseph W. McCartin Insurance Buying a home, Home Insurance, Homeowners

Because owning a home without coverage is like boxing without gloves. Homeowners Insurance

Mar 09

Lumber Prices Are Still Sky-High. Here’s How That Could Affect Your Homeowners Insurance

By Joseph W. McCartin Insurance Home Insurance, Homeowners

If you’ve walked through your local home improvement store lately, you may have noticed that lumber prices are skyrocketing this year. In fact, the wholesale price of lumber hit an all-time high in May – climbing a staggering 323% since the start of the coronavirus pandemic in 2020. (more…)

Oct 27

Business Insurance FAQ 4 – Since the Pandemic, I’ve Worked from Home. Do I Need to Change My Coverage?

By Joseph W. McCartin Insurance Business Insurance, Home Insurance

If you have recently changed to remote or hybrid work schedules, your current business insurance policy may need to be updated. (more…)

Jun 16

The Beginner’s Guide to Short-Term Rentals

By Joseph W. McCartin Insurance Renters insurance, Seasonal Tips

From a stylish urban loft to a cozy country cottage… booking a short-term stay is a hot trend (and a great way to travel like a local.) Maybe you’ve considered becoming a host yourself. Find out what great hosts know – and what you should know about your homeowners insurance if you’ll be hosting short-term rental guests. (more…)

Jun 02

How Much Does Home Insurance Cost?

By Joseph W. McCartin Insurance home, Home Insurance, Homeowners

You’ve negotiated a good deal on your new dream home. But hold on. Did you factor in the cost of homeowners insurance? The cost of homeowners insurance typically doesn’t have a big enough impact that you end up stuck inside your new home without living it up outside of it. Still, it is extremely important to factor in insurance costs…

May 19

5 Renovations that Can Impact Your Home Insurance

By Joseph W. McCartin Insurance home, Home Insurance, homeowner’s insurance policy, Homeowners

Planning a home renovation can involve fun activities, such as designing a new floor plan or picking fixtures and paint colors. Having a heart-to-heart with your home insurance carrier may not be part of your preparations, but it should be. (more…)

May 05

7 DIY Projects to Boost Your Home’s Resale Value

By Joseph W. McCartin Insurance home, Homeowners

Wondering if there are any simple improvements you can make before the “for sale” sign goes in the lawn? Here are seven easy do-it-yourself projects you can tackle to get the best bang for your buck – and impress a potential buyer. (more…)

May 29

The 7 Most Unhelpful Things to Say to Someone Who’s House Hunting

By Joseph W. McCartin Insurance home, Home Insurance, homeowner’s insurance policy, Homeowners

Real talk: Buying your first house – or any house! – is one of the biggest financial decisions you’ll make in a lifetime. (That’s why it matters to do your research about homeowners insurance.) My husband and I have been house hunting for more than three years. And if your experience is anything like ours… it’s an emotional roller coaster. As…

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