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Personal Insurance Archives - Joseph W. McCartin Insurance, Inc.

Replacement Cost vs. Market Value: What’s the Difference?

By Home Insurance, Homeowners, Personal Insurance

If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: unpredictable. A recent study from Moody’s Analytics found home prices are currently “overvalued” by nearly 25 percent. With this massive fluctuation in real estate values, you may be wondering if your homeowners’ insurance is still providing the…

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Having The Right Coverage in College

By car insurance, College, InsuranceTips, Personal Insurance

Parents among you may remember your inaugural journey to a college campus far, far away — as you prepare your own son or daughter for imminent departure into an unfamiliar universe. You may already feel like you are careening through a veritable array of urgent priorities — checklists, dorm requirements, aid applications, medical forms, roommate concerns, and the ever stressful…

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