General liability insurance in Washington, DC and surrounding areas.

No matter the size and nature of your business, there are always uncertainties. We’ll work with you to determine your business risks and we’ll put together an insurance package that makes sense for your business.

When you look around your business, it’s obvious that you need to protect against damage to your buildings, equipment and staff. Less obvious–but no less important–is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable.

General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage (for example, if one of your business’ staff members defames a client).

It’s important to note that general liability coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors & omissions insurance (E&O) can help to protect your business from that specific type of risk.

Your business needs general liability insurance if you ever meet clients (at your business or theirs), or have any physical access to their equipment. Additionally, general liability insurance may be a requirement before some businesses will sign a contract with you.

General liability insurance is a common necessity for most businesses. We can help you to determine a policy that works for your unique business.

Let’s discuss your general liability insurance.

One of our insurance agents will reach out to you to review your information and present you with the appropriate general liability insurance solution. There’s no obligation, just good-old-fashioned advice.
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Joseph W. McCartin Insurance, Inc. offers comprehensive general liability insurance throughout the Baltimore-Washington Metro Area, including Washington, DC, Howard, Montgomery, Prince George’s, Anne Arundel and Queen Anne counties. Licensed in Maryland, Pennsylvania, Virginia, West Virginia, Washington DC, Ohio and North Carolina.