Aside from your rent or mortgage, your car payment probably eats up more of your budget than any other expense. For those who paid a low or no down payment and those with moderate to low credit scores, this might feel like a fact of life.
Owning a car doesn’t have to break your bank, however, and there are ways to save even if you haven’t always managed your finances well. By following these eight simple steps, you can avoid paying more than you should on a car.