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Joseph W. McCartin Insurance

Upgrading Your Life Insurance: Is Switching from Term to Perm Right for You?

By Family, Life Insurance, Term Life Insurance

As life happens and your needs change, you may find yourself questioning whether your current life insurance coverage is the best fit for you. If you currently have a term life insurance policy but are considering switching to permanent life insurance coverage, you may be wondering if it’s even possible to make the change. The good news is that it…

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I Just Graduated. Isn’t It Too Early to Talk About Life Insurance?

By InsuranceTips, Life Insurance

Whether you’re continuing your education, entering the workforce or settling down with someone special (or all of the above), life insurance should be part of your plan. You may be thinking, “But I’m young! Isn’t life insurance for older people?” But being a young adult means you’re entering a new stage of life. Here are a few reasons to consider…

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How To Calculate Home Replacement Cost

By Buying a home, Home Insurance

Insuring your home according to its replacement cost can help make sure you have adequate protection if the worst-case scenario happens. Your home’s replacement cost is the estimated cost to rebuild it to a comparable standard and condition if it gets destroyed. Because costs fluctuate, it’s important to regularly review and update this number and adjust your home insurance accordingly. Here’s what…

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