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Home Insurance

7 Tips for Developing Your Family’s Fire Escape Plan

By Fire Safety, Home Insurance, Personal Insurance

During a house fire, every second counts. That’s why it’s important for you and your family to be prepared. A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival. Family Fire Drill Tips

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How To Calculate Home Replacement Cost

By Buying a home, Home Insurance

Insuring your home according to its replacement cost can help make sure you have adequate protection if the worst-case scenario happens. Your home’s replacement cost is the estimated cost to rebuild it to a comparable standard and condition if it gets destroyed. Because costs fluctuate, it’s important to regularly review and update this number and adjust your home insurance accordingly. Here’s what…

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How to Safely Heat Your Home

By Home Insurance, Homeowners, Personal Insurance, Seasonal Tips

It’s an unfortunate fact that space heaters, fireplaces and wood-burning stoves cause more structure fires than central heat and hot-water heaters combined. Whether you’re using these options to stay warm or just to create some cozy ambiance in your home, it’s worth keeping these guidelines top of mind to help keep your family and house safe all winter long.  How to Safely Hear…

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Replacement Cost vs. Market Value: What’s the Difference?

By Home Insurance, Homeowners, Personal Insurance

If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: unpredictable. A recent study from Moody’s Analytics found home prices are currently “overvalued” by nearly 25 percent. With this massive fluctuation in real estate values, you may be wondering if your homeowners’ insurance is still providing the…

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