Home Insurance Archives - Joseph W. McCartin Insurance, Inc.

Nov 20

8 Homeowners Insurance Coverages You Need

By Joseph W. McCartin Insurance Home Insurance, Home Owner, homeowner’s insurance policy

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could very well be your biggest asset. Check out the list below to see some major “must haves” in homeowners insurance. Home Insurance Coverages

Oct 16

What’s a Home Inventory, and Why Do I Need One?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

A home inventory is exactly what it sounds like. It’s a list of all your personal possessions, along with their estimated value. And it’s a great way to help protect the contents of your home.Home Inventory

Jul 24

What is Renters Insurance and Why Do I Need It?

By Joseph W. McCartin Insurance Home Insurance, Personal Insurance, Renters insurance

Yes, your landlord has an insurance policy, but it most likely won’t cover your belongings in the event of a theft or fire. Here are six things to consider when you’re ready to purchase a renter’s policy:Renters Insurance

Jul 03

Fourth of July Safety Tips

By Joseph W. McCartin Insurance Home Insurance, Insurance Tips, safety tips

July 4th means family picnics, being outside and enjoying a fireworks display. We’ve rounded up all the best Independence Day tips and information to prep you for the upcoming holiday weekend.Fourth of July Safety Tips

May 22

Beyond the Walls: What is Dwelling Coverage and How Much is Enough?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

Dwelling coverage is the portion of your homeowner’s insurance that protects the physical structure of your home from common hazards. This includes not only the livable area of your house, but also attached structures like your deck, porch or garage. Since it covers anything that’s considered to be legitimately part of your home’s structure, it also covers things like built-in appliances. However, when it…

May 15

How Do I Insure My Old Home?

By Joseph W. McCartin Insurance Home Insurance, Insurance Tips, Personal Insurance

Everyone loves a home with real character built right in, and they just aren’t built like they used to be. Older homes come with many unique quirks and designs that are not seen in modern buildings, making them appealing to many homebuyers. However, before diving into a beautiful older home purchase, many are left wondering, how do I insure it…

Apr 17

9 Home Security Tips

By Joseph W. McCartin Insurance Home Insurance, home safety, Personal Insurance

Employing and engaging in some basic best practices around home security is the first step to help create a secure environment for your loved ones. While you’re thinking about your home security, why not take the opportunity to review your homeowner’s insurance? Home Security Tips

Mar 13

What’s a Coverage Review (And Why Do I Need One?)

By Joseph W. McCartin Insurance Auto Insurance, Home Insurance, Insurance Review, Personal Insurance

A coverage review is a general check-in with your insurance agent. During the review, you’ll meet with your ERIE agent and share any life changes that could affect your insurance needs. In an ideal world, you’d call your insurance agent every time you finished a home renovation, bought a new vehicle or got a new job. But life is busy. That’s…

Mar 06

The Homeowner’s Guide to Chimney Inspections

By Joseph W. McCartin Insurance Home Insurance, Home Owner, home safety

Your home is one of your most valuable assets, and protecting it means taking steps like scheduling regular chimney inspections. Beyond safeguarding, proper chimney care also ensures the health and safety of you and your family. Chimney Check Up

Feb 21

Do You Know Your Host Liquor Liability?

By Joseph W. McCartin Insurance Home Insurance, Home Owner, Personal Insurance

Understanding the risks doesn’t mean you need to call off the fun. Instead, keeping a few things in mind may significantly reduce your exposure to social host liquor liability. Host Liquor Liability

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