Home Owner Archives - Joseph W. McCartin Insurance, Inc.

Jan 28

Do You Have the Right Coverage for Your Roof?

By Joseph W. McCartin Insurance home, Home Improvement, Home Insurance, Home Owner

Replacing a roof is one of the more expensive home projects a homeowner will encounter. According to Home Advisor, the 2025 national average a homeowner will spend on installing a new roof is around $9,500, up from more than $8,000 in 2020.Don’t wait until you need to submit a claim to understand what your policy can—and can’t—pay to replace. Click…

Aug 27

Saving Money on Your Homeowners Insurance

By Joseph W. McCartin Insurance Home Insurance, Home Owner

Save money on your homeowners insurance by “bundling” when you have more than one insurance policy with a single company. This is done primarily for the purposes of customer convenience and savings. With insurance companies offering an array of products to provide protection against the cost of losses to the things that customers value most, it can be difficult to sort out…

Mar 26

April Showers, May flowers and Spring Home Repairs

By Joseph W. McCartin Insurance Home Owner, Personal Insurance, Spring Cleaning

While it’s exciting that spring has sprung, keep these tips in mind while making your spring-cleaning list so you have time and money to spend on that summer vacation. Spring Prep

Dec 11

6 Questions (and Answers) About French Drains

By Joseph W. McCartin Insurance Home Insurance, Home Owner, Insurance Tips

French drains are trenches that redirect surface water and groundwater in your yard away from a particular area. The trench is typically filled with rocks or gravel, which surround a perforated pipe. With a French drain, unwanted water travels through the pipe and empties a safe distance from your home or business. French Drains

Nov 20

8 Homeowners Insurance Coverages You Need

By Joseph W. McCartin Insurance Home Insurance, Home Owner, homeowner’s insurance policy

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could very well be your biggest asset. Check out the list below to see some major “must haves” in homeowners insurance. Home Insurance Coverages

Jun 05

Flooding: What Damage Can It Do to My House?

By Joseph W. McCartin Insurance Flood Insurance, Home Owner, Personal Insurance

Many people think that flood damage is covered by their home insurance policies. It’s not. And that could be a costly assumption. Thinking about all that you could lose, flood insurance coverage is a smart and safe choice.https://www.erieinsurance.com/blog/flooded-house

Mar 06

The Homeowner’s Guide to Chimney Inspections

By Joseph W. McCartin Insurance Home Insurance, Home Owner, home safety

Your home is one of your most valuable assets, and protecting it means taking steps like scheduling regular chimney inspections. Beyond safeguarding, proper chimney care also ensures the health and safety of you and your family. Chimney Check Up

Feb 21

Do You Know Your Host Liquor Liability?

By Joseph W. McCartin Insurance Home Insurance, Home Owner, Personal Insurance

Understanding the risks doesn’t mean you need to call off the fun. Instead, keeping a few things in mind may significantly reduce your exposure to social host liquor liability. Host Liquor Liability

Nov 29

The Safest Way to Use a Generator at Home

By Joseph W. McCartin Insurance Home Insurance, Home Owner, home safety

Whether it’s a storm, a power company outage or wires down from an accident, when the power goes out, the generator goes on. Follow these generator tips to stay safe and avoid damaging your home. Generator Safety Tips

May 24

15 Essential Things You Should Know About Your New House

By Joseph W. McCartin Insurance Home Insurance, Home Owner, Personal Insurance

Moving into a new house is an exciting time. But it can also come with a steep learning curve. As you familiarize yourself with the ins and outs of a new space, it helps to start with the basics. Because, let’s be honest: The best time to find your water shut-off valve is before your first leak – not after.…

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