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Homeowners

Apr 29

Spring Home Remodeling and Your Insurance: What You Should Know

By home, Home Improvement, Home Owner, home safety, Homeowners
As winter gives way to spring, many homeowners start looking ahead to bigger renovation projects. Before diving in, it’s important to consider how these changes may affect both the safety of your household and your home insurance coverage. Large improvements can increase your home’s value, add new risks during construction, and may require updates to your policy — all things…
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Jan 15

What to Know About Renting to Own

By Home Insurance, Homeowners, Personal Insurance
The idea behind rent-to-own is that the occupant of a home starts as a renter and eventually becomes the home’s buyer. The process is governed by legal agreements with several key components. If rent-to-own sounds like an appealing alternative to conventional home ownership, it’s best to fully understand the process. Read the following article for important factors to consider before…
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May 22

Beyond the Walls: What is Dwelling Coverage and How Much is Enough?

By Home Insurance, Homeowners, Personal Insurance
Dwelling coverage is the portion of your homeowner’s insurance that protects the physical structure of your home from common hazards. This includes not only the livable area of your house, but also attached structures like your deck, porch or garage. Since it covers anything that’s considered to be legitimately part of your home’s structure, it also covers things like built-in appliances. However, when it…
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