Homeowners Archives - Joseph W. McCartin Insurance, Inc.

Jan 15

What to Know About Renting to Own

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

The idea behind rent-to-own is that the occupant of a home starts as a renter and eventually becomes the home’s buyer. The process is governed by legal agreements with several key components. If rent-to-own sounds like an appealing alternative to conventional home ownership, it’s best to fully understand the process. Read the following article for important factors to consider before…

Oct 16

What’s a Home Inventory, and Why Do I Need One?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

A home inventory is exactly what it sounds like. It’s a list of all your personal possessions, along with their estimated value. And it’s a great way to help protect the contents of your home.Home Inventory

Sep 04

Does Homeowners Insurance Cover Plumbing Problems?

By Joseph W. McCartin Insurance Homeowners, InsuranceTips, Personal Insurance

When it comes to plumbing issues, nothing is scarier than being unsure if you’re covered or not when your house is a massive, soggy mess. While there are a number of things you can do to prevent these issues from happening, we’re also here to lessen that worry.Plumbing Problems

May 22

Beyond the Walls: What is Dwelling Coverage and How Much is Enough?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

Dwelling coverage is the portion of your homeowner’s insurance that protects the physical structure of your home from common hazards. This includes not only the livable area of your house, but also attached structures like your deck, porch or garage. Since it covers anything that’s considered to be legitimately part of your home’s structure, it also covers things like built-in appliances. However, when it…

Apr 10

Spring Maintenance Checklist

By Joseph W. McCartin Insurance Home Improvement, Homeowners, Spring Cleaning

Spring is a time for transition – taking the time to address any issues now can help you save from potentially larger and more expensive problems later in the year. Use this checklist before and during the spring season to help keep you organized with your spring maintenance. Spring Maintenance Checklist

Mar 27

Organize Your Garage Like A Pro

By Joseph W. McCartin Insurance Homeowners, Personal Insurance, Spring Cleaning

Somewhere around 30% of all garages are used for household storage instead of vehicle parking, according to organizing professionals. Make sure your home and garage (and everything stored in them) are properly covered with homeowners’ insurance you can trust. Organize Your Garage

Jan 31

7 DIY Projects to Boost Your Home’s Resale Value

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

Wondering if there are any simple improvements you can make before the “for sale” sign goes in the lawn? Here are seven easy do-it-yourself projects you can tackle to get the best bang for your buck – and impress a potential buyer. Boost Your Resale Value

Aug 02

Does Homeowners Insurance Cover Service Lines?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

If you’re like many homeowners, you may have received offers in the mail promoting protection plans for exterior utility lines or pipes. And if you’re like most consumers, you’re not quite sure if this protection is something you might actually need. Whose Line is it Anyway?

Mar 15

How to Declutter Your Home, Once and for All

By Joseph W. McCartin Insurance Homeowners, Personal Insurance, Spring Cleaning

While there are many benefits to downsizing, there’s an important question you have to ask yourself before you get started: “What am I going to do with all my stuff?” That’s where decluttering comes in. Put a plan together to tackle the stuff in your home, once and for all. Keep reading for our best decluttering tips. Decluttering Checklist

Mar 01

A Dozen Easy Ways to Keep Cold Air from Entering Your House

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Seasonal Tips

There’s nothing like returning to a warm home when it’s freezing outside. Unfortunately, cold air has many sneaky ways to follow you inside. Good news: There are some quick (and inexpensive!) ways to seal drafts and keep your home toasty all winter long. Here’s a quick list. How to Keep Cold Air from Entering Your Home

Homeowners

What to Know About Renting to Own

What’s a Home Inventory, and Why Do I Need One?

Does Homeowners Insurance Cover Plumbing Problems?

Beyond the Walls: What is Dwelling Coverage and How Much is Enough?

Spring Maintenance Checklist

Organize Your Garage Like A Pro

7 DIY Projects to Boost Your Home’s Resale Value

Does Homeowners Insurance Cover Service Lines?

How to Declutter Your Home, Once and for All

A Dozen Easy Ways to Keep Cold Air from Entering Your House

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