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Homeowners

Beyond the Walls: What is Dwelling Coverage and How Much is Enough?

By Home Insurance, Homeowners, Personal Insurance
Dwelling coverage is the portion of your homeowner’s insurance that protects the physical structure of your home from common hazards. This includes not only the livable area of your house, but also attached structures like your deck, porch or garage. Since it covers anything that’s considered to be legitimately part of your home’s structure, it also covers things like built-in appliances. However, when it…
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How to Safely Heat Your Home

By Home Insurance, Homeowners, Personal Insurance, Seasonal Tips
It’s an unfortunate fact that space heaters, fireplaces and wood-burning stoves cause more structure fires than central heat and hot-water heaters combined. Whether you're using these options to stay warm or just to create some cozy ambiance in your home, it’s worth keeping these guidelines top of mind to help keep your family and house safe all winter long.  How to Safely Hear…
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