Insurance Tips Archives - Joseph W. McCartin Insurance, Inc.

Aug 26

When Should I Call My Insurance Agent?

By Joseph W. McCartin Insurance Business Insurance, Insurance Tips, Personal Insurance

An insurance agent isn’t just someone who can sell you a policy.Whether you have a question about your coverage, need to file a claim or change your policy, your agent can provide insurance solutions to a seemingly countless number of issues you might run into. And the conversations you have with your agent can help provide protection from the unknown…

Mar 18

Life Insurance and Health Conditions: A Deal Breaker?

By Joseph W. McCartin Insurance Insurance Tips, Life Insurance

Whether you’re a young adult, stay-at-home parent or a retiree, you likely have a need for life insurance. But wading through multiple policy options, benefit amounts, premiums and riders can be overwhelming. Does whole life or term life make more sense at this point in my life? In reality, many common and manageable conditions won’t disqualify you from being approved…

Nov 26

How to Choose a Life Insurance Beneficiary

By Joseph W. McCartin Insurance Insurance Tips, Life Insurance

Life insurance is important to protect your family’s financial future. Who you name as a beneficiary can be just as important as your initial decision to purchase life insurance. It’s a big job, which is why it’s important to choose the right person. Here is some helpful information on how to choosing your life insurance beneficiary.

Nov 19

Essential Insurance Tips for College Students

By Joseph W. McCartin Insurance College, Insurance Tips

Heading off to college is a very exciting milestone in many young adults’ lives. A time of new experiences, independence and personal growth. However, this independence also comes with new responsibilities having proper coverage is an important part of ensuring you and all your things are protected! Here are some essential insurance tips every college student should know.

May 21

Are We Getting Enough Sleep to Safely Drive?

By Joseph W. McCartin Insurance Auto Insurance, Car Safety, Insurance Tips

A lack of sleep can affect one’s ability to focus, think clearly and react quickly, all necessary functions for driving effectively.Sleeping & Safe Driving

Apr 23

Eight Ways to Make the Most of Your Insurance Dollars

By Joseph W. McCartin Insurance Insurance Tips, Personal Insurance

Home and auto insurance rates are on the rise – Should you receive a premium increase, there are several options you can consider to help maximize your insurance dollars and maintain the coverage you need should the unexpected occur.Insurance Dollar Tips

Mar 05

Top Home Claims – and How to Prevent Them

By Joseph W. McCartin Insurance Home Insurance, Insurance Tips, Personal Insurance

Sometimes the unexpected happens. Fortunately, there are actionable steps you can take to help protect your home from damage, and insurance options that will help cover you. Home Claim Prevention

Feb 26

15 Every Day Activities that Suggest You Need an Umbrella Policy

By Joseph W. McCartin Insurance Insurance Tips, Personal Insurance, Umbrella Insurance

If you carry auto or homeowners’ insurance, you may be asking yourself… "do I really need an umbrella policy, too?" The short answer is yes. Read the below article to find 15 every day activities that signal you should carry an umbrella policy.Umbrella Policy Needs

Dec 11

6 Questions (and Answers) About French Drains

By Joseph W. McCartin Insurance Home Insurance, Home Owner, Insurance Tips

French drains are trenches that redirect surface water and groundwater in your yard away from a particular area. The trench is typically filled with rocks or gravel, which surround a perforated pipe. With a French drain, unwanted water travels through the pipe and empties a safe distance from your home or business. French Drains

Nov 06

How Do You Know if a Long-Term Care Policy is Right for You?

By Joseph W. McCartin Insurance Insurance, Insurance Tips, Long Term Care

Even though it’s not something we like to think about, long-term care may be necessary at some point in your life. Find out how much you know about long-term care and if it’s the right policy for you by taking Erie Insurance long-term care quiz.Quiz: Long-Term Care?

Insurance Tips