Auto Insurance Archives - Joseph W. McCartin Insurance, Inc.

Oct 01

What Determines the Price of My Auto Insurance?

By Joseph W. McCartin Insurance Auto Insurance, Auto Rates, buying a car, Car Accident, New Car

Maybe you’ve been there before. Something changed in your life – you bought a new car, moved into a new neighborhood or started a new job...then, one day, you notice what you pay for auto insurance changes. Why does that happen? Here are the most common things that affect the price of your auto premium.

Jul 16

Will A Speeding Ticket Affect my Car Insurance?

By Joseph W. McCartin Insurance Auto Insurance, Auto Rates, car insurance

No one likes to see red and blue flashing lights in your rearview mirror. Every driver knows breaking the speed limit is against the law… but that doesn’t seem to stop us. In fact, it’s estimated that 41 million speeding tickets are issued in the United States every year.But what are the impacts on your wallet after you pay the…

Jul 02

How Does Insurance Cover Parking Lot Accidents?

By Joseph W. McCartin Insurance Accident, Auto Insurance, Car Accident

Parking lots can be crazy places. Whether you’re at the mall, the grocery store or even just grabbing a quick coffee… all those cars coming and going can up anyone’s chances of being in a parking lot accident.Which may lead you to wonder: How does insurance cover parking lot accidents?Let’s walk through a few common scenarios.

Jun 11

What to Do After a Hit and Run

By Joseph W. McCartin Insurance Accident, Antique Car Insurance, Auto Insurance

You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance. As overwhelming as the experience can be, how you react next can play an important role in protecting yourself physically and financially. Hit & Run

May 21

Are We Getting Enough Sleep to Safely Drive?

By Joseph W. McCartin Insurance Auto Insurance, Car Safety, Insurance Tips

A lack of sleep can affect one’s ability to focus, think clearly and react quickly, all necessary functions for driving effectively.Sleeping & Safe Driving

Apr 02

Does Auto Insurance Cover Vandalism?

By Joseph W. McCartin Insurance Auto Insurance, Personal Insurance

When most people think about auto insurance, they often consider how it protects their car in the event of an accident. But what if you discover that someone’s destroyed your vehicle with their own two hands?Auto Insurance & Vandalism

Feb 19

What Should I Do if I Have trouble Driving at Night?

By Joseph W. McCartin Insurance Auto Insurance, Car Safety, Personal Insurance

Statistically speaking, the most dangerous trips you take are the ones that happen after the sun goes down. Following these tips will keep your visibility at its best, helping you maintain a clear view of the road ahead.Driving at Night

Jan 22

What to Bring When Buying a Car?

By Joseph W. McCartin Insurance Auto Insurance, car insurance, Personal Insurance

The process of purchasing a car can be rather stressful. The following article details all the required documents you should bring along with you to the dealership! Buying a Car

Dec 18

What is a Lienholder?

By Joseph W. McCartin Insurance Auto Insurance, Personal Insurance

A lien is essentially a legal right or interest placed on a vehicle until certain conditions are met. The party to whom that right belongs — the lienholder — is often, but not always, the financial institution or lender providing the loan for the purchase of the vehicle. Lienholder

Dec 04

6 Ways to Maximize Your Electric Battery Performance in Cold Temperatures

By Joseph W. McCartin Insurance Auto Insurance, car insurance, Car Safety

If you drive an electric vehicle (EV), it’s even more important to be prepared for winter weather because all EV functions are dependent upon the car’s battery. EV batteries are affected by external temperatures so when the battery dies, so does your trip. Electric Vehicles

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