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Ask Erie: Whose Insurance Pays When Your Friend Crashes Your Car?

If you own a car, there’s a good chance you’ve let a friend or family member borrow your vehicle every now and then. Maybe they were running a quick errand, their vehicle was in the shop or, perhaps, they were picking up your children from school.

Whatever the reason is, did you know that in the event the person borrowing your car gets into a crash, it’s your auto insurance policy that would usually have to pay?

Whose Insurance Pays?