Insurance considerations for businesses can be many and overwhelming, and even with the best coverage in place, there can still be limits. That’s where a commercial umbrella policy comes in. Designed to give businesses extra coverage for those costs that exceed policy limits, an umbrella policy can be a saving grace for businesses hit with a claim that results in…
As individuals take on side hustles to generate more income or out of a desire to operate their own businesses, they also take on risks. If you have a side hustle, you need to insure yourself accordingly. After businesses shuttered and U.S. workers were sent home at the height of the pandemic in 2020, a report from Dollar Sprout revealed…
Each new year brings its own unique set of opportunities and challenges for small business owners. And 2022 is no exception.
If you have recently changed to remote or hybrid work schedules, your current business insurance policy may need to be updated.
In an age of ransomware, hackers, and data breaches, businesses are at risk more than ever.
Find out more about the basic coverages included in a business insurance policy.
Learn the basics of business insurance and what it covers.
You need a disaster plan for your business, and no disaster plan is complete without a review of your insurance coverage.
The cost of dealing with a data breach goes beyond repairing databases, strengthening security procedures or replacing lost laptops. Regulations requiring notifications of affected customers also drive costs for companies in which a data breach compromises personal or confidential data. Traditional business insurance may not be enough to protect companies from cyber-crime. But just how does cyber insurance work?
Small businesses are growing, and they’re essential to the future of employment. But small businesses are exposed to risk in a way that far too many owners do not realize until it’s too late.