Umbrella Insurance Archives - Joseph W. McCartin Insurance, Inc.

May 08

Why Should I Consider a Business Umbrella Policy?

By Joseph W. McCartin Insurance Business Insurance, commercial insurance, Umbrella Insurance

As a proud business owner, it’s your job to consider the “what-ifs” for your business. Business umbrella liability offers a cushion above and beyond the limits of your commercial general liability, professional liability, business auto liability and employer’s liability insurance. Business Umbrella Policy

Jun 22

Commercial Umbrella Insurance: When General Liability Meets Risky Business

By Joseph W. McCartin Insurance Business Insurance, commercial insurance, Umbrella Insurance

Insurance considerations for businesses can be many and overwhelming, and even with the best coverage in place, there can still be limits. That’s where a commercial umbrella policy comes in. Designed to give businesses extra coverage for those costs that exceed policy limits, an umbrella policy can be a saving grace for businesses hit with a claim that results in…

Mar 16

What Is A Personal Umbrella Policy?

By Joseph W. McCartin Insurance Personal Insurance, Tips from the Insurance Experts, Umbrella Insurance

Many people mistakenly believe that only millionaires need umbrella policies. In reality, a tragic accident has the potential to financially derail people of modest means as well as multimillionaires. At ERIE and McCartin Insurance, our job is to look ahead and prepare you for life’s unexpected twists and turns. Here’s how an umbrella policy can help give you peace of…

Jan 05

Have you heard the term Umbrella Insurance but don’t know how it could help protect you?

By Joseph W. McCartin Insurance Tips from the Insurance Experts, Umbrella Insurance

Have you heard the term Umbrella Insurance but don’t know how it could help protect you? Read this to find out how.

Feb 17

What Is Umbrella Insurance? And How Does It Work?

By Joseph W. McCartin Insurance lawsuit, Personal Insurance, Umbrella Insurance

You shouldn’t have to worry about being sued for no good reason and letting somebody take what you’ve worked for. So how do you protect yourself—and your money? It’s called umbrella insurance. It’s your money’s best friend. Read on to understand why. (more…)

Feb 03

How Personal Umbrella Insurance Protects You: A Few Basics

By Joseph W. McCartin Insurance lawsuit, Personal Insurance, Umbrella Insurance

Your liability exposures evolve as your life evolves. Whenever you build your assets or expand your family, your risk picture changes. A personal umbrella policy can significantly increase your family’s liability insurance coverage for a reasonable cost relative to the protection it offers. (more…)

Apr 26

Why Should I Consider a Business Umbrella Policy?

By Joseph W. McCartin Insurance Umbrella Insurance

As a proud business owner, it’s your job to consider the “what-ifs” for your business. Of course, you don’t want to think about the worst… but in order to be prepared, it’s a necessity. No matter how careful or cautious you and your employees are, accidents do happen – and sometimes they can be serious. If you experience a catastrophic…

Aug 10

Do Babysitters Need Liability Insurance?

By Joseph W. McCartin Insurance Umbrella Insurance

Whether you’re hiring someone to look after your children while you’re on a much needed date night or regularly for childcare, make sure that your loved ones are fully insured and protected. Ideally nothing will go wrong when you leave your kids with a trusted individual, but it’s best to plan for the unexpected. Adults who have a childcare business should…

Aug 11

Protect your Family with Umbrella Insurance

By Joseph W. McCartin Insurance Tips from the Insurance Experts, Umbrella Insurance

While we never want to think about a crisis happening to us, umbrella insurance can give you the peace of mind that your family and lifestyle are protected. Umbrella insurance, also known as personal excess liability coverage, is insurance used to supplement other insurance policies you already own in the face of a crisis. Anyone who owns a home, car,…

Umbrella Insurance

Why Should I Consider a Business Umbrella Policy?

Commercial Umbrella Insurance: When General Liability Meets Risky Business

What Is A Personal Umbrella Policy?

Have you heard the term Umbrella Insurance but don’t know how it could help protect you?

What Is Umbrella Insurance? And How Does It Work?

How Personal Umbrella Insurance Protects You: A Few Basics

Why Should I Consider a Business Umbrella Policy?

Do Babysitters Need Liability Insurance?

Protect your Family with Umbrella Insurance

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