Insurance considerations for businesses can be many and overwhelming, and even with the best coverage in place, there can still be limits. That’s where a commercial umbrella policy comes in. Designed to give businesses extra coverage for those costs that exceed policy limits, an umbrella policy can be a saving grace for businesses hit with a claim that results in…
Many people mistakenly believe that only millionaires need umbrella policies. In reality, a tragic accident has the potential to financially derail people of modest means as well as multimillionaires. At ERIE and McCartin Insurance, our job is to look ahead and prepare you for life’s unexpected twists and turns. Here’s how an umbrella policy can help give you peace of…
Have you heard the term Umbrella Insurance but don’t know how it could help protect you? Read this to find out how.
You shouldn’t have to worry about being sued for no good reason and letting somebody take what you’ve worked for. So how do you protect yourself—and your money? It’s called umbrella insurance. It’s your money’s best friend. Read on to understand why.
Your liability exposures evolve as your life evolves. Whenever you build your assets or expand your family, your risk picture changes. A personal umbrella policy can significantly increase your family’s liability insurance coverage for a reasonable cost relative to the protection it offers.
As a proud business owner, it’s your job to consider the “what-ifs” for your business. Of course, you don’t want to think about the worst… but in order to be prepared, it’s a necessity. No matter how careful or cautious you and your employees are, accidents do happen – and sometimes they can be serious. If you experience a catastrophic…
Whether you’re hiring someone to look after your children while you’re on a much needed date night or regularly for childcare, make sure that your loved ones are fully insured and protected. Ideally nothing will go wrong when you leave your kids with a trusted individual, but it’s best to plan for the unexpected. Adults who have a childcare business should…
While we never want to think about a crisis happening to us, umbrella insurance can give you the peace of mind that your family and lifestyle are protected. Umbrella insurance, also known as personal excess liability coverage, is insurance used to supplement other insurance policies you already own in the face of a crisis. Anyone who owns a home, car,…
