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Protect your Family with Umbrella Insurance

While we never want to think about a crisis happening to us, umbrella insurance can give you the peace of mind that your family and lifestyle are protected. Umbrella insurance, also known as personal excess liability coverage, is insurance used to supplement other insurance policies you already own in the face of a crisis. Anyone who owns a home, car, boat or ATV are particularly vulnerable, and should consider this added layer of protection. Consider these example situations and ask yourself if you would be protected:

-You are in a car accident and sued for $1 million by the other driver. But, your insurance policy only covers up to $200,000 in damages. The remaining $800,000 could land you in hot water!

-A guest on your boat slips gets injured. Should they choose to act against you, would you be prepared to pay legal fees, along with fees ordered by a judge?

-At your child’s birthday celebration, a young party goer falls down a few stairs, and the parents are ready to sue! Would your home insurance be enough to cover these costs and protect your family?

These examples demonstrate how umbrella insurance can provide a safety net when the unexpected happens. Protect yourself with coverage up to $5 million beyond your current insurance policies for costs ranging from less than $1 a day. Interested in learning more about umbrella insurance? Don’t hesitate to request a quote!