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Home Insurance

Three Benefits of Having Your Chimney Inspected

By Home Insurance, Uncategorized

With cold evenings upon us, there’s nothing better than curling up next to a warm, crackling fire. To truly enjoy these evenings without worry, it is crucial to thoroughly inspect your chimney and fireplace for safety hazards. Here are three benefits of having your chimney inspected. Ensure Safe Air Quality  Chimneys are designed to properly exit smoke and other substances…

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Three Reasons to Review Your Insurance Policy in the New Year

By Auto Insurance, Home Insurance

The New Year is a time when many re-evaluate their health, finances and life goals. This is also an ideal time to review insurance policies. Here are the top three reasons to make sure your family, car, business and home are all sufficiently covered this year. Additional Coverage: Think about all the assets you’ve acquired and life changes you’ve experienced…

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5 Surprising Factors that Affect Home Insurance Rates

By Home Insurance, Uncategorized

Every home insurance policy is unique to each individual’s assets, lifestyle, work style, travel habits and more. Knowing these components can help ensure you’re getting the best possible rates. You may already know that your credit history and the location of your home can affect your rate, but here are some surprising factors that affect home insurance you may not be…

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Back to School Insurance 101

By Home Insurance

When your child moves out of the house and goes away to college, there seems to be an endless amount of questions that come along with it. Will they be safe? Will they make friends? While many questions can’t be answered right away, there are some items you can prepare for in advance. Insurance needs can become confusing during this…

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Tips for First-Time Home Buyers

By Home Insurance

Buying a home can be a nerve-wracking, yet exciting experience. It’s difficult to know what to expect as a first-time buyer, so we’re giving you a few things to consider before you buy. What type of house should you buy? You have several options including single-family homes, townhouses, condos or multi-family buildings. Each has positives and negatives, it just depends what you’re looking…

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How to Avoid a Rental Scam

By Home Insurance, Uncategorized

Moving to a new city? If so, you may be considering size, cost and location, but have you considered your financial security. Some rental listings can be a scam. Scammers advertise rentals that don’t exist or aren’t available to trick people into sending money before they find out what’s happening. Knowing how rental scams work and how to avoid them…

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Raising Deductibles to Lower Homeowners Insurance Premiums

By deductible, Home Insurance

Home ownership is part of the American dream, and often, homes are the largest investment most people make during their lifetimes. When you have a large part of your finances tied up in your home, you want the most cost-effective yet serviceable homeowners insurance policy possible. For some, this means having the right deductible in place. Full protection is important…

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