You’re standing at the rental car counter and the person helping you asks if you want to buy insurance through them. Do you need it?
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From a stylish urban loft to a cozy country cottage… booking a short-term stay is a hot trend (and a great way to travel like a local.) Maybe you’ve considered becoming a host yourself. Find out what great hosts know – and what you should know about your homeowners insurance if you’ll be hosting short-term rental guests.
Anyone who has ever rented a house or an apartment probably has wondered at some point in time if any of their possessions were covered. Unless you have a renters insurance policy, the answer to that would be no. Not only does this policy provide coverage for your personal possessions but it also provides liability protection in case someone becomes injured…
If you rent your home, your property is not protected by the landlord’s insurance. If you rent your home or apartment, you may think the landlord is responsible for the property’s insurance. Guess what? Your belongings are not covered on his policy. If there’s a fire or water damage or theft, you would likely be forced to leave your home…