Joseph W. McCartin Insurance, Author at Joseph W. McCartin Insurance, Inc.

Jul 17

The Key to Avoiding Car Theft

By Joseph W. McCartin Insurance Car Theft, Tips from the Insurance Experts

Leaving your keys in the car seems like a rookie mistake, but it is a rising cause of car theft. According to the National Insurance Crime Bureau, there were 126,603 car thefts due to keys being left inside of the car between 2012 and 2014. The study also found that the top five places that fall victim to this kind…

Apr 20

The Insurance Agent You Choose Matters

By Joseph W. McCartin Insurance Auto Insurance

Insurance agents are all pretty much the same, right? You get an insurance quote, you sign the paperwork and your home, condo, car or other vehicle is covered against future risk (if you pay the premiums on time). In fact, there are real differences between independent insurance agents and other agents, and knowing the differences can have a real impact…

Feb 09

Raising Deductibles to Lower Homeowners Insurance Premiums

By Joseph W. McCartin Insurance deductible, Home Insurance

Home ownership is part of the American dream, and often, homes are the largest investment most people make during their lifetimes. When you have a large part of your finances tied up in your home, you want the most cost-effective yet serviceable homeowners insurance policy possible. For some, this means having the right deductible in place. Full protection is important…

Jan 13

How Teen Drivers Affect Your Car Insurance

By Joseph W. McCartin Insurance Auto Insurance, car insurance

How Teen Drivers Affect Your Car Insurance When teens are about to turn 16, chances are they’re dreaming of carefree days behind the wheel with the windows down and the wind in their hair. As the parent of a new teen driver, your dreams may be clouded with worry and higher insurance rates. Talking to your insurance agent is a…

Nov 13

Collision Coverage – What Is It and Do I Need It?

By Joseph W. McCartin Insurance Auto Insurance

Most of us have, at one time or another, looked at a bill for our car insurance premium and wondered, “Do I really need all the auto insurance I’m buying?” We know that some coverage is “nice” to have and other coverage we “need” to have. Where is collision coverage on that scale? First, we’ll look at the protection collision…

Oct 23

Driving with Children: The Ultimate Distraction

By Joseph W. McCartin Insurance Auto Insurance

It seems like kids are hard-wired to get hungry and more demanding as soon as the car starts. While driving across town or across the country, if you’re not hearing cries of “I’m hungry,” more than likely it’s “I’m bored.” But in that second it takes to reach to the passenger seat for the pacifier-du jour you could find yourself…

Sep 30

How Does My Marital Status Affect My Car Insurance Rate?

By Joseph W. McCartin Insurance Auto Insurance

Being single has its advantages. A lower rate on your car insurance isn’t one of them. Your marital status is one of several factors that car insurance companies look at when they calculate your rate. What the companies are trying to do is predict how big of a risk you are. They’re trying to determine if you’re more or less…

Sep 17

At-Home Weddings and What You Need to Consider

By Joseph W. McCartin Insurance Home Insurance

So you are planning on getting married, or perhaps someone in your family will be getting married, and your thought is to have the ceremony and/or reception at your home. Have you considered your homeowners insurance and what kinds of situations you would be covered for. Your immediate thought may be if someone were to get injured on your property. Do…

Sep 11

Hang Up and Drive: Avoid Being a Distracted Driver

By Joseph W. McCartin Insurance Auto Insurance, cellphone

For many Americans, especially those under 40, using a cell phone while driving seems perfectly normal. And when you consider that there are over 236 million cell-phone users, that’s a lot of them on the road. But is it safe? The numbers say no. Studies by the National Highway Traffic Safety Administration (NHTSA) found that more than 25 percent of…

Sep 04

Questions concerning college-bound children

By Joseph W. McCartin Insurance Auto Insurance, Home Insurance

Maybe your child is already attending college or maybe they will be starting college in the coming months. Have you wondered if the items they have or will have at college are covered? Or are you wondering if you may save money if your child does not take the vehicle with them to college. There is some helpful info available to…

Joseph W. McCartin Insurance

The Key to Avoiding Car Theft

The Insurance Agent You Choose Matters

Raising Deductibles to Lower Homeowners Insurance Premiums

How Teen Drivers Affect Your Car Insurance

Collision Coverage – What Is It and Do I Need It?

Driving with Children: The Ultimate Distraction

How Does My Marital Status Affect My Car Insurance Rate?

At-Home Weddings and What You Need to Consider

Hang Up and Drive: Avoid Being a Distracted Driver

Questions concerning college-bound children

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