At some point it could happen. Despite your best efforts to avoid an accident, you become involved in one anyway. The things you do next however could dictate how quickly it all gets resolved.
Accident Checklist
Get help for the injured.
Call the police. Remain at the scene of the accident.
Warn oncoming traffic. Set hazard lights and flares.
Try to remain calm.
Do not admit fault.
Exchange names, addresses, emails, phone numbers, makes of vehicles, driver’s and vehicle
license numbers, and insurance company/policy number information with all drivers.
Get names, addresses, emails, and phone numbers of all passengers and witnesses.
Sketch the accident as best as possible.
Examine and record damage to other vehicles and property.
If you are carrying a camera, take pictures of the scene and damage.
Do not discuss the accident or sign any documents. Only answer questions asked by police and
your claims representative/insurance agent.
Call your insurance agent/insurance company promptly.
Emergency Checklist
You will also want to make sure that you keep an emergency kit in your vehicle. Be sure to include:
Blanket
Nonperishable food
Notepad
Pen or pencil
Flares
Jumper cables
Garbage bag
Water
Flashlight
First-aid supplies
Paper towels
Disposable camera
Emergency phone charger