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Things to Know in the Event of an Auto Accident

By August 13, 2014October 2nd, 2018Accident, Auto Insurance

At some point it could happen. Despite your best efforts to avoid an accident, you become involved in one anyway.  The things you do next however could dictate how quickly it all gets resolved.

Accident Checklist

Get help for the injured.

Call the police. Remain at the scene of the accident.

Warn oncoming traffic. Set hazard lights and flares.

Try to remain calm.

Do not admit fault.

Exchange names, addresses, emails, phone numbers, makes of vehicles, driver’s and vehicle

license numbers, and insurance company/policy number information with all drivers.

Get names, addresses, emails, and phone numbers of all passengers and witnesses.

Sketch the accident as best as possible.

Examine and record damage to other vehicles and property.

If you are carrying a camera, take pictures of the scene and damage.

Do not discuss the accident or sign any documents. Only answer questions asked by police and

your claims representative/insurance agent.

Call your insurance agent/insurance company promptly.


Emergency Checklist

You will also want to make sure that you keep an emergency kit in your vehicle. Be sure to include:


Nonperishable food


Pen or pencil


Jumper cables

Garbage bag



First-aid supplies

Paper towels

Disposable camera

Emergency phone charger