Life insurance is important to protect your family’s financial future. Who you name as a beneficiary can be just as important as your initial decision to purchase life insurance. It’s a big job, which is why it’s important to choose the right person – someone who’s trustworthy and knows what matters most to you. Your local ERIE agent is here…
If you never thought a stay-at-home parent needed life insurance, you might want to think again. That’s because in addition to being full-time caregivers, stay-at-home parents are often also cooks, housekeepers, tutors, psychologists, chauffeurs, nurses and more. That’s a lot of responsibilities that often demands life insurance protection. According to the U.S. Census Bureau, one in five primary caregivers for…
As a single parent, you want to be there for all of life’s little moments – when your kids start riding a bike, go on their first date or head off to college. Your children count on you for all those things and so much more. That’s why a term life insurance policy is something to consider as a single parent. Life…
While no one likes thinking about their own mortality, writing a will is an important part of planning for your family’s future. (So is finding the right life insurance.) When creating a will, you start by deciding who will receive your assets when you’re gone. But this is just the first step. Once your plan is on paper, someone still has…
It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy? If so, there are ways to find out. Here are some tips to help. 5 WAYS TO LOCATE…
Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week! They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not stretch as far as you think. Let’s say you make $50,000 per year. A…
Research from the Life Insurance and Market Research Association (LIMRA) shows that while Millennials (anyone born between 1980 and 1995) are concerned about their financial security, very few have enough (or even any) life insurance. Why Millennials aren’t buying life insurance Millennials cited “cost” as the main reason why they did not purchase life insurance. Many perceive life insurance to be…
Life’s changes come with new goals and dreams. Whether you’re getting married, expecting a baby, or getting ready to downsize… big changes in life often come with new financial priorities, too. That’s why it helps to have an insurance agent who can help you understand what these changes mean for your insurance needs. Wondering what to expect for your next adventure? Read…
If you never thought a stay-at-home parent needed life insurance, you might want to think again. That’s because in addition to being full-time caregivers, stay-at-home parents are often also cooks, housekeepers, tutors, psychologists, chauffeurs, nurses and more. That’s a lot of responsibilities that often demands life insurance protection. According to the U.S. Census Bureau, one in five primary caregivers for…
A stay-at-home spouse is vital to the family unit, but often the financial impact is overlooked if something were to happen to that person. Choosing the best life insurance plan for a stay-at-home spouse is a proactive way to protect against financial hardship when they’re gone. Little research exists that quantifies the value of a stay-at-home parent. In a 2016…
