Tips from the Insurance Experts

Each year there are over 3.5 million homes invaded by burglars in the US. This should be a wake-up call to homeowners that extra precaution should be taken. There are a number of ways burglars managed to get into a home, one of which is lock bumping, the simple act of using a bump key to pick a lock. In…

Sometimes when we're at the gas pump, we forget about the risk when gas and flammable liquids are around. The main danger at the pump is the gas vapors which can cause trouble when mixed with something flammable on the ground like a cigarette bud or static spark. When you're fueling up, keep these tips in mind to stay safe…

It is suggested that homeowners set aside one to three percent of the purchase price of their homes each year for ongoing maintenance. However, 60% don't have a maintenance fund set in place. This can be a huge financial burden and can cause many problems dow the road. Here's what you should do to stay prepared for what issues your…

Your backyard may be a great place for your kids to have fun, but is it safe? More than 200,000 kids are treated in the hospital for playground injuries each year. Here's what you can do to keep your family safe this summer. Swing sets: Use soft seats instead of metal or wood. For children less than 3 years old, use…

This article tells you what you should do if you are involved in a car accident, but do you know what you should do if you witness one? As a witness, you can play a critical role to ensure victims' safety and you can also assist law enforcement and claims adjusters. By following these tips, you'll be prepared to help…

Taking time to safely store your critical documents will give you peace of mind and ensure that you are prepared following an emergency. The Federal Emergency Management Agency recommends taking an inventory of all important documents and valuables; this checklist will get you started. Once you have that, start to think about how to safely store your items. Here are two ways: Bank safe deposit…

Safety features for cars have progressed over the years. Seat belts, anti-lock break systems, airbags and electronic stability control are just a few. New technology has increased the amount of safety features that are available to consumers. Although they are extra-cost options at this point, the benefits of having these features outweigh the cost. Some features may be required in every car in the near future,…

Aggressive driving accounts for more than half of all traffic fatalities. In fact, the National Highway Traffic and Safety Administration (NHTSA) estimate that over 6 million crashes in the United States are caused by road rage. Many common behaviors, including racing, failing to observe signs and regulations, seeking confrontations with other drivers all qualify as potentially aggressive behaviors. Speeding is considered…

We may be the last place you think to call when you experience a life change, but this could be a big mistake. There are a lot of events that your insurance agent should be aware of, whether big or small. In general, you should call your insurance agent to report any changes in the physical structure of your home,…