Home Insurance Archives - Joseph W. McCartin Insurance, Inc.

Apr 10

Spring Maintenance Checklist

By Joseph W. McCartin Insurance Home Improvement, Homeowners, Spring Cleaning

Spring is a time for transition – taking the time to address any issues now can help you save from potentially larger and more expensive problems later in the year. Use this checklist before and during the spring season to help keep you organized with your spring maintenance. Spring Maintenance Checklist

Mar 06

The Homeowner’s Guide to Chimney Inspections

By Joseph W. McCartin Insurance Home Insurance, Home Owner, home safety

Your home is one of your most valuable assets, and protecting it means taking steps like scheduling regular chimney inspections. Beyond safeguarding, proper chimney care also ensures the health and safety of you and your family. Chimney Check Up

Feb 21

Do You Know Your Host Liquor Liability?

By Joseph W. McCartin Insurance Home Insurance, Home Owner, Personal Insurance

Understanding the risks doesn’t mean you need to call off the fun. Instead, keeping a few things in mind may significantly reduce your exposure to social host liquor liability. Host Liquor Liability

Nov 15

6 Common Problems Caused by Clogged Gutters

By Joseph W. McCartin Insurance Home Improvement, Home Insurance, Personal Insurance

Why is Gutter Cleaning Important? Your gutters and downspouts are designed to divert the flow of water away from your home. It’s an important job because even a little bit of water can cause a lot of damage. Why Clean Your Gutters

Oct 04

4 Fire Prevention Tips for Your Business

By Joseph W. McCartin Insurance home safety, Personal Insurance, safety tips

The U.S. Fire Administration reports that more than 116,500 nonresidential building fires occurred in 2021. Reducing the risk of a fire at your business is one of the most important things you can do to help protect your customers, employees and property. Fire Prevention Tips

Aug 09

How To Calculate Home Replacement Cost

By Joseph W. McCartin Insurance Buying a home, Home Insurance

Insuring your home according to its replacement cost can help make sure you have adequate protection if the worst-case scenario happens. Your home’s replacement cost is the estimated cost to rebuild it to a comparable standard and condition if it gets destroyed. Because costs fluctuate, it’s important to regularly review and update this number and adjust your home insurance accordingly. Here’s what…

Aug 02

Does Homeowners Insurance Cover Service Lines?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

If you’re like many homeowners, you may have received offers in the mail promoting protection plans for exterior utility lines or pipes. And if you’re like most consumers, you’re not quite sure if this protection is something you might actually need. Whose Line is it Anyway?

Apr 26

What to Know About Erie’s Extended Water Coverage

By Joseph W. McCartin Insurance Flood Insurance, Personal Insurance

We can’t say it enough: If it can rain (or snow), it can flood. Flooding can happen in a matter of minutes, or it may creep up slowly, but either way it can cause massive amounts of damage. Unfortunately, most people don't know that their homeowner's policy doesn’t cover flooding. Erie’s Extended Water coverage is here to ease uncertainties and…

Mar 29

Baby on Board: Insurance Checkup for New Parents

By Joseph W. McCartin Insurance Coverage, Life Insurance, Personal Insurance

If you’re about to enter the realm of parenthood, one thing’s for certain: everything in life is about to change. We know you’ve got a lot to prepare for – and your insurance policies probably aren’t top of mind. So here’s a quick list of things you should consider before bringing home your new baby. Baby on Board

Mar 01

A Dozen Easy Ways to Keep Cold Air from Entering Your House

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Seasonal Tips

There’s nothing like returning to a warm home when it’s freezing outside. Unfortunately, cold air has many sneaky ways to follow you inside. Good news: There are some quick (and inexpensive!) ways to seal drafts and keep your home toasty all winter long. Here’s a quick list. How to Keep Cold Air from Entering Your Home

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