By Bill Wilson A contractor is denied CGL coverage after a building that he worked on is damaged by a rainstorm. A contractor installs roof vents on a building that he first built 15 years ago. Although the contractor installs the vents properly, a severe rainstorm blows water through them and destroys about $15,000 worth of insulation and ceiling tiles.…
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by John Karcher, Published August 27, 2012, FOXBusiness Hurricane Isaac is barreling towards the Gulf Coast, forcing many businesses and homeowners to check their insurance plans. Of course, the best time to prepare for hurricanes is before they are headed your way, but it's never too late to plan. Here are answers to some commonly asked hurricane-insurance questions, answers that…
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ALEXANDRIA, Va., July 31, 2012 – Trusted Choice®, the consumer branding program for independent insurance agents and brokers, is launching a special social media campaign to raise money for Make-A-Wish®. For every “share” from the Trusted Choice® Facebook page (www.facebook.com/TrustedChoice) during the month of August, Trusted Choice® will donate $10 to Make-A-Wish. The Facebook campaign will launch a year-long fundraising…
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A Ride on the Wild Side? Your pet might prefer a driver’s seat lap or the wind in her fur, but you know better July 1, 2008 They give you that sad look every time you leave the house—cocked head, big unblinking eyes, perked ears. “Can’t I come with you?” When to take your pets, and when not to With…
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The derecho storm that hit Ohio and the mid-Atlantic states Friday night brought winds in excess of 70 mph, tore down power lines and trees, and left millions without power in the sweltering heat. Now, millions of American families will be faced with the task of filing insurance claims to get their homes, cars and property repaired. With approximately three…
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Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or business. There is also coverage for lightning damage under the comprehensive portion of an auto insurance policy. With the explosion in the…
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The I.I.I. Provides Tips for Reducing Auto Insurance Costs NEW YORK, May 24, 2012 — Excessive speeding, driving under the influence and inattention are dangerous behaviors that can lead to accidents, and ultimately drive up your auto insurance rates, according to the Insurance Information Institute (I.I.I.). Your driving history is one of the primary factors that goes into determining your…
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In 2011, $479 million in dog bite claims were paid by all insurance companies, up from $413 million in 2010, according to a recent study from the Insurance Information Institute. For serious dog bites claims, trial lawyers are likely on the prowl, and many homeowners may find their liability limits are being maximized. Here is more information regarding dog…
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Hurricane season starts today. Belows are tips of what to do both prior and after the storm. Before a hurricane • Install hurricane shutters or precut 3/4" pieces of marine plywood for each window of your home. • Make trees more wind resistant by removing diseased or damaged limbs, then strategically removing branches so that wind can blow through. •…
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Keep fuel costs down with this helpful advice By Brandy Schaffels In this tough economy, we have to stretch our budgets farther than ever; considering how much time we spend in our cars hauling our kids around and running family errands, gas can be one of our larger expenses. Consider the following five tips to help you conserve fuel and…
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