Trading a commute and a desk for a flexible schedule and a cozy couch are just some of the many benefits of running a business from home. While these perks are certainly enjoyable, having a home business means that you are now responsible for many aspects of your company that an office setting would typically cover. With this in mind,…
Although it might be obvious what is covered with your life insurance, car insurance and home insurance plans, these policies also cover some surprising circumstances. Here are a few surprising things covered by insurance: Food wasted due to a power outage can be covered in some home insurance policies. Your groceries can be protected up to $500 if…
Summer is in full swing, and we’re enjoying every bit of it! One of our clients’ favorite parts about life on the Eastern Shore is time on the Bay. Your land-dwelling property might be fully insured, but what about when you’re on the water? Although the state of Maryland doesn’t require boat insurance, it’s often required in order to take…
Most of us have heard of travel insurance, but many of us are in the dark when it comes to the specific types of coverage offered. It is most commonly associated with plane ticket reimbursement in the event of trip cancellation. While that is true, there are many other ways travel insurance can keep you covered when the unexpected happens….
With graduation season upon us, alumnae are officially entering post-school life and facing many choices regarding their finances and future. After the flurry of graduation caps and job applications settle, graduates may be wondering what types of coverage they need in this new phase of their life and how each should be approached. Although every individual’s situation is unique, below…
It’s that time of year again! As the frigid weather gives way to long sunny days, the parades of classic cars make their way out of hibernation! Whether you plan on taking to the road, showing off your wheels in a local show or just admiring these stunners from afar, here are our top 5 care tips to keep your…
Do you know a teen who will be getting their driver’s license soon? Having a new teen driver in the family can be an exciting (and nerve-racking) experience. However, it can also translate to increased auto insurance premiums. Why is that? Auto insurance rates are based off several different factors, including driving records. Teen drivers have no driving record, which…
You may notice a few extra cyclists on the road in the upcoming weeks, because May is National Bike Month! While sharing the road with cyclists may cause the driver to slow down temporarily, the street is likely the safest place for cyclists. In fact, in many states it is illegal to ride bikes on the sidewalk and bicycles must…
Many people have the common misconception that insurance should only be purchased to protect the things you own— a car, a house, a boat, etc. Most renters also assume that the home they are occupying is insured by their landlord and that this protection also applies to them. While the homeowner’s insurance does cover the walls and the roof of the…
April showers bring May flowers, and potentially dangerous driving conditions. Driving in rain, from a light misting to heavy downpour, is almost unavoidable. In some parts of the country, it could even be a daily occurrence! Whether you’re driving yourself or your family, here are our top seven tips for how to keep everyone safe while driving in the rain:…