Blog - Page 23 of 53 - Joseph W. McCartin Insurance, Inc.

Feb 12

Buying a Car Online? Here’s What You Need To Know

By Joseph W. McCartin Insurance Auto Insurance

From clothes to groceries, you can buy just about anything online these days. And for a growing number of consumers, that list now includes cars. A vehicle is one of the largest purchases you’ll make in your lifetime. (That’s why having the right auto insurance matters, too.) With that in mind, you may think buying a new car, truck or SUV sight…

Feb 05

5 Ways to Digitize Your Old Home Movies

By Joseph W. McCartin Insurance home

Memories stay with you for life. But old tapes and film reels aren’t designed to hold them for nearly as long. It’s true that film, VHS tapes and DVDs can preserve your home movies for years (or decades) in the right environment. But even if they’re stored in a cool, dry place, the materials can deteriorate – leaving your memories irretrievable.…

Jan 27

Hydroplaning: What is It and How Can You Avoid It?

By Joseph W. McCartin Insurance Auto Insurance, safety, safety tips

It doesn’t matter the season: heavy rain and wet roads can occur at any time of the year. That means slick roads, limited visibility and yes, hydroplaning. No matter the weather, having the right auto insurance can give you peace of mind. But hydroplaning can be scary – so it’s important to understand the conditions when it’s likely to occur, and what…

Jan 20

Is an Animal Living Under Your Porch? Here’s What to Do Next

By Joseph W. McCartin Insurance home, Home Insurance, Homeowners

As a homeowner, you’ve probably entertained guests who overstayed their welcome. But unlike your in-laws or a former college roommate… an animal that’s made itself at home on your property has no intention of leaving. Some of the usual suspects include raccoons, opossums, woodchucks, skunks or the occasional stray cat. And while they’re just looking for a safe place to…

Jan 13

How to Choose an Executor for Your Will

By Joseph W. McCartin Insurance Life Insurance

While no one likes thinking about their own mortality, writing a will is an important part of planning for your family's future. (So is finding the right life insurance.) When creating a will, you start by deciding who will receive your assets when you’re gone. But this is just the first step. Once your plan is on paper, someone still has…

Jan 06

What Happens If My Neighbor’s Tree Falls in My Yard?

By Joseph W. McCartin Insurance home, Home Insurance, home safety

Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible. The same is true in reverse:…

Dec 26

What to Do Before a Blizzard

By Joseph W. McCartin Insurance Auto Insurance, damage, Freeze, home, Home Insurance, home safety, Homeowners, Personal Insurance, Seasonal Tips, Winter

Severe winter weather can catch us off guard. Even adults sometimes hope for a snow day… but odds are we’re not getting one. In many cases, you still have to brave the cold, clean off your car and get to work. When the forecast calls for heavy snow, it helps to think ahead. Follow this checklist of ways to prepare…

Dec 19

What to Know About Ice Dams

By Joseph W. McCartin Insurance damage, Freeze, home, Home Insurance, home safety, Homeowners, Personal Insurance, Seasonal Tips, Winter

Icicles are hanging from the roof, the ground is slick beneath your feet and you can spot snow, ice and debris above your head. The telltale signs are all there: You have an ice dam. What is an ice dam? An ice dam is a ridge of ice that occurs on the edge of the roof of your house that prevents…

Dec 12

Here’s What Road Salt Does to Your Car

By Joseph W. McCartin Insurance Auto Insurance, car insurance, Freeze, Seasonal Tips, Winter

When winter arrives, so do difficult driving conditions like whiteouts and black ice. Road salt helps melt ice, which definitely makes the roads safer. However, there are some definite downsides when it comes to your car. Read on to learn exactly how road salt works—and what road salt does to your car. HOW DOES ROAD SALT WORK? Salt—or in scientific terms, sodium chloride…

Dec 05

What is Guaranteed Replacement Cost?

By Joseph W. McCartin Insurance Buying a home, home, Home Insurance, homeowner’s insurance policy, Homeowners

There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost…

The Blog