We've all driven when we have been tired. Maybe you had a long, exhausting day and you are just trying to get home, or perhaps you did not sleep well the night before and thus you are still tired when you awake to start your day. Regardless of the cause, know that driving when tired can lead to serious consequences and that you need to take…
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Regardless of what kind of insurance policy you may have, there quite possibly is a situation that you are not covered for. For an auto policy, you may not have purchased rental car or towing coverage and realize after an accident that you are not covered. For a homeowners policy, you may have opted against purchasing sewer & drain backup coverage and come home…
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Beltsville, Maryland, October 2013 – Joseph W. McCartin Insurance, Inc. is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Each year since 1993, IIABA and Reagan Consulting, an Atlanta-based management consulting firm, join forces to study…
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Halloween is a time when children, and even adults, can have fun getting dressed up as a fun or scary character. But there are definitely things that one should do in order to stay safe, as well as keeping others safe during this festive evening. Along with making sure your costumes are safe, parents should make sure that children are accompanied…
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Everyone will agree that the early years a teenage driver is behind the wheel is also the riskiest. Based on data reviewed by ERIE Insurance, the death rate of teenage drivers between 2006-2011 was decreasing however it began to rise again in 2012. There are numerous things one can do such as minimizing distractions and constantly being aware of your surroundings. The…
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For years the law in Maryland concerning seatbelts has been to "Click It Or Ticket", and the use of a hand held cell phone while driving a motor vehicle has been that if you were doing something else that you should not be doing while on the roadway, you had best put away the cell. Now as of October 1,…
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Everyone enjoys a good party. Perhaps it is celebrating a wedding, a graduation, a promotion or maybe it is just a holiday social gathering. If you are the one hosting the party though, there are things to be cautious of, especially if there is any alcohol being served, as this could lead to potential disaster. http://www.iiaba.net/webfolder/na/eo/vrc/agencydownload/082013/graduationparty.pdf
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As we approach the autumn months, more people want to be able to enjoy an outdoor fi
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One fact of home ownership is that you need to protect your property. Your mortgage lender will require it, and peace of mind does too. Homeowners insurance provides that protection. Another fact is that when you work with our agency, you will understand your coverage and get the service you expect. When a water pipe bursts, we will be there…
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More and more people these days are going from driving to an office and working for someone, to now running their own business out of their home. But the one thing to ask is, is your home based business covered? If you have any sort of coverage at your home, you had best believe it is minimal, if not at…
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