Homeowner Archives - Joseph W. McCartin Insurance, Inc.

Apr 17

9 Home Security Tips

By Joseph W. McCartin Insurance Home Insurance, home safety, Personal Insurance

Employing and engaging in some basic best practices around home security is the first step to help create a secure environment for your loved ones. While you’re thinking about your home security, why not take the opportunity to review your homeowner’s insurance? Home Security Tips

Mar 27

Organize Your Garage Like A Pro

By Joseph W. McCartin Insurance Homeowners, Personal Insurance, Spring Cleaning

Somewhere around 30% of all garages are used for household storage instead of vehicle parking, according to organizing professionals. Make sure your home and garage (and everything stored in them) are properly covered with homeowners’ insurance you can trust. Organize Your Garage

Mar 06

The Homeowner’s Guide to Chimney Inspections

By Joseph W. McCartin Insurance Home Insurance, Home Owner, home safety

Your home is one of your most valuable assets, and protecting it means taking steps like scheduling regular chimney inspections. Beyond safeguarding, proper chimney care also ensures the health and safety of you and your family. Chimney Check Up

Nov 15

6 Common Problems Caused by Clogged Gutters

By Joseph W. McCartin Insurance Home Improvement, Home Insurance, Personal Insurance

Why is Gutter Cleaning Important? Your gutters and downspouts are designed to divert the flow of water away from your home. It’s an important job because even a little bit of water can cause a lot of damage. Why Clean Your Gutters

Aug 09

How To Calculate Home Replacement Cost

By Joseph W. McCartin Insurance Buying a home, Home Insurance

Insuring your home according to its replacement cost can help make sure you have adequate protection if the worst-case scenario happens. Your home’s replacement cost is the estimated cost to rebuild it to a comparable standard and condition if it gets destroyed. Because costs fluctuate, it’s important to regularly review and update this number and adjust your home insurance accordingly. Here’s what…

Aug 02

Does Homeowners Insurance Cover Service Lines?

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance

If you’re like many homeowners, you may have received offers in the mail promoting protection plans for exterior utility lines or pipes. And if you’re like most consumers, you’re not quite sure if this protection is something you might actually need. Whose Line is it Anyway?

May 24

15 Essential Things You Should Know About Your New House

By Joseph W. McCartin Insurance Home Insurance, Home Owner, Personal Insurance

Moving into a new house is an exciting time. But it can also come with a steep learning curve. As you familiarize yourself with the ins and outs of a new space, it helps to start with the basics. Because, let’s be honest: The best time to find your water shut-off valve is before your first leak – not after.…

Mar 15

How to Declutter Your Home, Once and for All

By Joseph W. McCartin Insurance Homeowners, Personal Insurance, Spring Cleaning

While there are many benefits to downsizing, there’s an important question you have to ask yourself before you get started: “What am I going to do with all my stuff?” That’s where decluttering comes in. Put a plan together to tackle the stuff in your home, once and for all. Keep reading for our best decluttering tips. Decluttering Checklist

Mar 01

A Dozen Easy Ways to Keep Cold Air from Entering Your House

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Seasonal Tips

There’s nothing like returning to a warm home when it’s freezing outside. Unfortunately, cold air has many sneaky ways to follow you inside. Good news: There are some quick (and inexpensive!) ways to seal drafts and keep your home toasty all winter long. Here’s a quick list. How to Keep Cold Air from Entering Your Home

Dec 28

How to Safely Heat Your Home

By Joseph W. McCartin Insurance Home Insurance, Homeowners, Personal Insurance, Seasonal Tips

It’s an unfortunate fact that space heaters, fireplaces and wood-burning stoves cause more structure fires than central heat and hot-water heaters combined. Whether you're using these options to stay warm or just to create some cozy ambiance in your home, it’s worth keeping these guidelines top of mind to help keep your family and house safe all winter long. How to Safely Hear…

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