You drive to and from work every day. You take your kids to the ballgame. You go shopping. Have you ever wondered if your car were in an accident, how you would be able to survive without a car? We have the answer. It’s Rental Car Reimbursement Coverage to the rescue. The good thing about car insurance is that you…
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Most of us recognize unsafe driving. Texting while driving is not safe. Eating while driving is not safe. Reading, applying makeup, shaving are not safe behind the wheel. Turning around and talking to the kids in the back seat is definitely not safe. Drinking while driving is not only unsafe, it’s against the law. Committing to save driving habits can…
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Benefits of Choosing an Independent Insurance Agent Every day you are faced with numerous ads about insurance. A talking lizard says buy direct from him. Another ad tells you you’re in good hands if you buy direct. There are so many insurance ads that it’s hard to know what’s best way to buy insurance. That’s why you need an independent…
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The holiday season is not only a time for festivities and getting together with family and friends, but it can unfortunately also be a time of increased theft from homes and vehicles by those looking to make your gifts their own. It is a time when you need to consider if you are covered for that shiny new piece of jewelry or hi-tech…
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GAP insurance, or Loan/Lease Gap Insurance, is an optional auto insurance coverage available for people who either finance or lease their car. If the car is totaled in an accident, GAP insurance coverage pays the difference between the insurance company’s actual cash value payment and the loan or lease amount left on the vehicle. This is an important coverage in…
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We've all driven when we have been tired. Maybe you had a long, exhausting day and you are just trying to get home, or perhaps you did not sleep well the night before and thus you are still tired when you awake to start your day. Regardless of the cause, know that driving when tired can lead to serious consequences and that you need to take…
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Regardless of what kind of insurance policy you may have, there quite possibly is a situation that you are not covered for. For an auto policy, you may not have purchased rental car or towing coverage and realize after an accident that you are not covered. For a homeowners policy, you may have opted against purchasing sewer & drain backup coverage and come home…
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Beltsville, Maryland, October 2013 – Joseph W. McCartin Insurance, Inc. is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Each year since 1993, IIABA and Reagan Consulting, an Atlanta-based management consulting firm, join forces to study…
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Halloween is a time when children, and even adults, can have fun getting dressed up as a fun or scary character. But there are definitely things that one should do in order to stay safe, as well as keeping others safe during this festive evening. Along with making sure your costumes are safe, parents should make sure that children are accompanied…
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Everyone will agree that the early years a teenage driver is behind the wheel is also the riskiest. Based on data reviewed by ERIE Insurance, the death rate of teenage drivers between 2006-2011 was decreasing however it began to rise again in 2012. There are numerous things one can do such as minimizing distractions and constantly being aware of your surroundings. The…
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