If you think that your homeowners policy covers you for everything, you might want to look carefully at your coverage. One thing that some people are shocked by is the fact that it does not cover you if your house is damaged by a flood. This kind of damage can be very costly to have to pay for out of…
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If you rent your home, your property is not protected by the landlord’s insurance. If you rent your home or apartment, you may think the landlord is responsible for the property’s insurance. Guess what? Your belongings are not covered on his policy. If there’s a fire or water damage or theft, you would likely be forced to leave your home…
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Find the Perfect Condo Coverage Whether you rent or own your condominium, is it properly protected from potential risks? You may think so, especially if your condo association appears to be highly organized, always keeping you informed of improvements to the facility and updating residents on the latest goings on. They must have your back when it comes to insuring…
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The winter months are that time of year when you have freezing cold, icy roads, snow and blizzards. This not only can effect your ability to travel on the roadways but it can also effect your home and business. Before a winter storm hits, it is best to be prepared by knowing what to do before, during and even after the weather…
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The clothes dryer in your home is one of the major appliances that is typically well used and due to this, it is also one of those appliances that can lead to a serious disaster to occur...fire. Before you end up having this happen, there are 9 simple tips you can use to prevent the chance of this from occuring. http://www.erieinsurance.com/eriesense/issues/spring2013/dryer-tips/index.html
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With today being Valentine's Day, many people may be giving and/or receiving new articles of jewelry...whether it be a new watch, necklace, ring, etc. But, does your current homeowners policy provide enough coverage? Quite possibly the answer is no. Most insurance policies provide dollar amount limitations on how much "automatic" coverage you have. Sometimes that amount can be as low…
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We all dislike it when we lose power at our home, and even our business. But it is even worse when it occurs during the cold winter months as no heat can lead to broken pipes, as well as being a health safety hazard. Check out the following tips from IBHS and stay safe and warm this winter. http://disastersafety.org/freezing_weather/advice-for-staying-safe-and-warm-in-post-sandy-power-outages/
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Damage caused by lightning, such as fire, is covered by standard homeowners and business insurance policies. Some home and business insurance policies provide coverage for power surges that are the direct result of lightning striking a home or business. There is also coverage for lightning damage under the comprehensive portion of an auto insurance policy. With the explosion in the…
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In 2011, $479 million in dog bite claims were paid by all insurance companies, up from $413 million in 2010, according to a recent study from the Insurance Information Institute. For serious dog bites claims, trial lawyers are likely on the prowl, and many homeowners may find their liability limits are being maximized. Here is more information regarding dog…
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Buying a house is a big decision and can definitely change your life. You get the advantages of living in a place that’s all your own, but there are so many new responsibilities that fall on your plate: mowing the lawn, painting the house, taking care of that washing machine yourself when it starts spraying water, rather than calling a…
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