Home Insurance Archives - Page 7 of 11 - Joseph W. McCartin Insurance, Inc.

Jan 20

Is an Animal Living Under Your Porch? Here’s What to Do Next

By Joseph W. McCartin Insurance home, Home Insurance, Homeowners

As a homeowner, you’ve probably entertained guests who overstayed their welcome. But unlike your in-laws or a former college roommate… an animal that’s made itself at home on your property has no intention of leaving. Some of the usual suspects include raccoons, opossums, woodchucks, skunks or the occasional stray cat. And while they’re just looking for a safe place to…

Jan 06

What Happens If My Neighbor’s Tree Falls in My Yard?

By Joseph W. McCartin Insurance home, Home Insurance, home safety

Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard. So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible. The same is true in reverse:…

Dec 26

What to Do Before a Blizzard

By Joseph W. McCartin Insurance Auto Insurance, damage, Freeze, home, Home Insurance, home safety, Homeowners, Personal Insurance, Seasonal Tips, Winter

Severe winter weather can catch us off guard. Even adults sometimes hope for a snow day… but odds are we’re not getting one. In many cases, you still have to brave the cold, clean off your car and get to work. When the forecast calls for heavy snow, it helps to think ahead. Follow this checklist of ways to prepare…

Dec 19

What to Know About Ice Dams

By Joseph W. McCartin Insurance damage, Freeze, home, Home Insurance, home safety, Homeowners, Personal Insurance, Seasonal Tips, Winter

Icicles are hanging from the roof, the ground is slick beneath your feet and you can spot snow, ice and debris above your head. The telltale signs are all there: You have an ice dam. What is an ice dam? An ice dam is a ridge of ice that occurs on the edge of the roof of your house that prevents…

Dec 05

What is Guaranteed Replacement Cost?

By Joseph W. McCartin Insurance Buying a home, home, Home Insurance, homeowner’s insurance policy, Homeowners

There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost…

Nov 15