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Personal Insurance

Replacement Cost vs. Market Value: What’s the Difference?

By Home Insurance, Homeowners, Personal Insurance
If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: unpredictable. A recent study from Moody’s Analytics found home prices are currently “overvalued” by nearly 25 percent. With this massive fluctuation in real estate values, you may be wondering if your homeowners' insurance is still providing the…
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Having The Right Coverage in College

By car insurance, College, InsuranceTips, Personal Insurance
Parents among you may remember your inaugural journey to a college campus far, far away — as you prepare your own son or daughter for imminent departure into an unfamiliar universe. You may already feel like you are careening through a veritable array of urgent priorities — checklists, dorm requirements, aid applications, medical forms, roommate concerns, and the ever stressful…
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Ride Sharing: Injuries and Risk

By Auto Insurance, Insurance Tips, Personal Insurance, Ride Sharing
As a ride-sharing driver, you must answer two critical questions before you accept your first fare: First, will my insurance help me if my passenger or another party is injured while I am driving for a ride-sharing service? Second, will my insurance help me if my vehicle is damaged while I’m transporting passengers for a ride-sharing company? Are You a…
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What Is A Personal Umbrella Policy?

By Personal Insurance, Tips from the Insurance Experts, Umbrella Insurance
Many people mistakenly believe that only millionaires need umbrella policies. In reality, a tragic accident has the potential to financially derail people of modest means as well as multimillionaires. At ERIE and McCartin Insurance, our job is to look ahead and prepare you for life’s unexpected twists and turns. Here’s how an umbrella policy can help give you peace of…
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